Credit Defender
333+ federal law sections at your fingertips

Fix Your Credit.
Know Your Rights.

Dispute credit report errors using 333+ federal law sections. We generate the letter, print it, mail it, and track delivery — all backed by real statutes.

Get Started Free See how it works

3-day free trial · No credit card required

333+

Law Sections

19

Federal Laws

3

Credit Bureaus

Features

Everything you need to fight back

AI-powered dispute generation backed by real federal statutes.

AI-Powered Disputes

Our AI generates custom dispute letters tailored to your situation, citing the exact federal law that applies.

333+ Federal Laws

Browse 19 federal law families including FCRA, FDCPA, TILA, ECOA — each with actionable sections.

Certified Mail Delivery

We print, mail, and track your dispute letter via USPS First Class or Certified Mail.

XP & Gamification

Earn XP for every action — sending disputes, tracking deadlines, learning laws. Level up your credit knowledge.

How It Works

Three steps. One letter. Legally backed.

Credit bureaus must investigate disputes within 30 days under federal law.

1

Pick a Federal Law

Browse 333+ sections across 19 federal consumer protection laws. Each one cites a specific statute.

2

Generate & Edit Your Letter

Our AI auto-generates a dispute letter citing the law. Review and edit every word — it's your letter.

3

We Print, Mail & Track

We print and send your letter via USPS. Choose First Class ($10) or Certified Mail ($15). Track delivery.

Real Results

Users are taking control of their credit

MT

Maria T.

+127 pts

“Removed 3 collections in 45 days”

JR

James R.

+160 pts

“Score went from 520 to 680”

SK

Sarah K.

+95 pts

“Got approved for her first home”

Results vary. Credit Defender does not guarantee the removal of any items.

Pricing

Simple, transparent pricing

Start with a 3-day free trial. Pay per letter or subscribe for priority features.

Basic

$15/month

+ $10–15 per letter mailed

  • Browse 333+ federal law sections
  • AI-generated dispute letters
  • USPS mail with tracking
  • 30-day deadline tracking
  • Priority processing
Start Free Trial
Best Value

Pro

$30/month

+ $10–15 per letter mailed

  • Everything in Basic
  • Dedicated support team
  • Advanced dispute strategies
  • Priority certified mail
  • Unlimited letter edits
Start Free Trial
3-day free trial. No payment due today.
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Your credit report. Your rights.

Federal law gives you the right to dispute inaccurate information. We give you the tools to do it.

Get Started Free

3-day free trial · Cancel anytime